VISIT USA INSURANCE FOR TOURIST
Jun 22nd, 2009 by DavePF
Many people think that their medical insurance would cover them during their visit to the USA. However, they are wrong! Most of the hospitals of USA will not accept your medical insurance. Therefore, in case of a medical emergency you will have to shell out the entire expense from your own pocket. How can a visitor avoid such a situation? Well the solution is simple – Visit USA insurance.
Any person visiting the USA can purchase Visit USA tourist medical insurance. It doesn’t matter whether you are visiting USA for academics, professional purpose, or just for having fun. Whatever be your purpose you will be eligible to purchase Visit USA insurance as soon as you start your travel.
Visit USA tourist medical insurance offers 2 plans- Plan A and Plan B. In the first plan, coverage of $50,000 is provided per injury. The other plan gives coverage of $1,00, 000. In case the applicant is over 80 years old, the coverage amount reduces to $10,000.
Three deductibles are offered by this tourist medical insurance - $250, $500, $1,000. Upto the limit of $5,000, 80% of all your medical bills would be borne by this tourist medical insurance once you pay the deductible. The family and dependants of the insurance holder are also covered by this insurance.
The tourist medical insurance is valid for a maximum period of 1 year and for a minimum duration of 15 days. The plan can’t be renewed after you buy. However, it can be purchased once again for a renewed coverage.
Visit USA tourist medical insurance provides coverage for accidental death. In case of loss of members, too coverage is provided. Only hands, legs, and eyes are considered as members. The highest amount of dismemberment is provided if it is a case of multiple dismemberments. If death or dismemberment occurs due to an attempt to suicide then no claims are entertained by visitor health insurance.
Tourists with pre-contracted medical conditions are not eligible for tourist medical insurance. The same is applicable for pregnancy, drug misuse, and cosmetic surgery. Dental expenses other than those incurred due to accidents will also not be covered. No claims of coverage will be entertained if the policy holder meets with an accident while taking part in hazardous sports such a scuba diving, mountaineering, skiing etc.
Irrespective of the purpose behind traveling to the USA, Visit USA tourist medical insurance will make your trip safe and enjoyable.
